The Student Loan Eraser Presents
How 600+ Healthcare Providers Qualify for PSLF Through Their Own Nonprofits
Discover the strategy healthcare providers are using that unlocks federal loan forgiveness
Keep your private practice while meeting all PSLF requirements
Serve underserved communities and transform more lives
Join providers on track for $160M+ in tax-free forgiveness
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Join 600+ healthcare professionals who've discovered this opportunity
“$283,940.87 forgiven tax-free!”
“$283,940.87 ERASED! I went from paying $2,400/month to complete freedom. Now I can finally serve rural communities without worrying about money.”
“Finally found hope to be debt-free!”
“For me, the mountain of student loan debt was like the black cloud that loomed over the rest of my life. Your program has given me hope that I will one day be free of this debt and be able to live with joy & peace.”
The IDR Trap: Why Your Balance Keeps Growing
You're probably on an Income-Driven Repayment plan. Your payment might be $500, $1,000, or even $0. Sounds manageable, right?
Here's what they didn't tell you: 46-65% of borrowers see their balances INCREASE every year, even while making every payment on time.
Why? Your IDR payment is less than the interest. You're paying hundreds or thousands monthly, yet you owe MORE than when you graduated. I call this the Financial Black Hole of student loans.
After 20-25 years of this nightmare, they'll "forgive" your balance. Then hit you with a tax bomb that could exceed $100,000.
There's a better way:
PSLF forgives everything in 10 years with ZERO taxes. But without qualifying employment, you'll never escape the black hole.
In This FREE 20-Minute Training, Healthcare Providers Discover:
The PSLF Qualification Roadmap
See exactly how to meet all federal requirements while maintaining your current income and practice autonomy
3-Step Nonprofit Formation System
Launch your qualifying organization in 90 days and start counting toward your 120 payments immediately
Real Case Studies
Dr. Hoffman: $166,663 forgiven. Dr. Louis: $113,261 forgiven. Dr. Rochelle: $283,940 forgiven. All tax-free.
Fast-Track IRS Approval
Our clients receive 501(c)(3) status in 6-10 weeks using our proven application method
Community Impact Model
Treat veterans, first responders, and underserved families while building a sustainable practice
Compliance Checklist
Avoid the mistakes that cause 99% of PSLF applications to fail
Meet Your Guide to PSLF Qualification
Dr. Ian Hoffman
In 2013, I was denied a mortgage. Not because I was unsuccessful - I had a thriving chiropractic practice. The bank rejected me because my student loan payments made my debt-to-income ratio too high.
That rejection launched a year-long obsession. I discovered healthcare providers could qualify for Public Service Loan Forgiveness by creating nonprofit organizations. In 2014, I became my own test case and started my nonprofit.
In 2025, the Department of Education forgave $166,663.04 of my loans. Tax-free. While I maintained my private practice and expanded my community impact.
Since then, I've guided 600+ healthcare providers through this process. Our collective impact: $160+ million in forgiveness secured, 10,000+ underserved patients now receiving care monthly.
- Doctor of Chiropractic, Life Chiropractic College West
- Personal PSLF recipient: $166,663.04 forgiven
- 100% PSLF approval rate for program completers
- Featured expert: CalChiro, Fullscript, ASNY
My mission is simple: Every healthcare provider deserves freedom from student debt while serving their entire community.
This Training Is Perfect For:
Licensed healthcare providers with federal student loans
Private practice owners who want to serve more patients
Chiropractors, Naturopaths, Dentists, and other healthcare providers with over $100,000 in debt
Mission-driven practitioners who believe in healthcare access
Anyone who's been told “PSLF won't work for private practice”
Don't Just Take My Word For It...
Real Healthcare Providers. Real Results. Real Freedom.
“Saving $636,000 total!”
“Will save $636K in student loans! The course is so easy to follow, everything is laid out clearly. I'm already helping more patients than ever.”
“$300K forgiveness qualified!”
“$300K will be forgiven! Ian showed me exactly how to qualify for PSLF while keeping my practice. This is literally life-changing.”
“501(c)(3) approved in 10 weeks!”
“Got IRS approval in just 10 weeks! I'd been thinking about this for years but was too intimidated. Ian made it fast and easy.”
“Saved $20,000 vs attorneys!”
“Would have cost $20,000+ with attorneys! My accountant was amazed at how quickly and professionally everything was done.”
Frequently Asked Questions
Public Service Loan Forgiveness is a federal program that forgives your entire student loan balance after 120 qualifying payments (10 years) while working for a qualifying employer. The forgiveness is 100% tax-free, unlike other forgiveness programs.
You can create a nonprofit organization that employs you. This nonprofit can work alongside your private practice, allowing you to maintain your current income while meeting PSLF employment requirements.
We understand your skepticism - it does sound amazing! But this is real. This strategy uses established IRS tax codes and Department of Education regulations. Over 600 healthcare providers are successfully using this approach, with many already receiving forgiveness. Dr. Hoffman himself received $166,663 in forgiveness in 2025.
Most providers launch their nonprofit in 90 days or less. IRS approval typically comes in 6-10 weeks using our fast-track method, compared to 6-18 months doing it alone.
No. You maintain your private practice and income. The nonprofit simply provides another avenue to serve patients while qualifying you for PSLF. Many providers actually increase their total income.
Previous payments under the wrong employment don't count, but it's never too late to start. Every month you delay is another qualifying payment missed. Some clients start this process 15 years into repayment and still save hundreds of thousands.
Basic nonprofit maintenance costs are minimal - typically under $2,000 annually for filing fees, accounting, and compliance. This is a fraction of one month's loan payment for most providers.
Any licensed healthcare professional with federal student loans: chiropractors, naturopathic doctors, acupuncturists, nurse practitioners, physical therapists, mental health counselors, dentists, and more.
Most federal student loans qualify for PSLF, including Direct Loans and loans that can be consolidated into Direct Loans. Private loans don't qualify. We'll show you exactly how to verify your loan eligibility in the training.
Current participants are protected by federal law. Any changes would apply to future borrowers, not those already in repayment. The program has actually expanded in recent years, with more people qualifying than ever before.
Your Calling Is Bigger Than Your Debt
You didn't endure years of training to become a debt collector. You became a healthcare provider to transform lives. Now you can do both: serve the veteran who gave everything, treat the single mom choosing between groceries and healthcare, care for the elderly on fixed incomes. All while qualifying for complete loan forgiveness in 10 years.
Discover How to Serve Everyone